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Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 578,033 649,994 653,226 710,939
Gross Loans HFI Growth 3.67 15.15 1.99 13.52
1-4 Family Loans/ Loans NA NA NA NA
Multifamily Loans/ Loans 10.88 9.59 10.95 10.96
Commercial Real Estate Loans/ Loans 46.42 43.58 46.45 46.23
Commercial & Multifamily Real Estate Loans/ Loans 57.30 53.16 57.40 57.19
Real Estate Loans/ Loans NA NA NA NA
Construction & Development Loans/ Loans 2.36 8.32 8.23 7.90
Home Equity Loans/ Loans NA NA NA NA
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 5.36 2.64 2.10 4.89
Consumer Loans/ Loans NA NA NA NA
Commercial Loans/ Loans 30.46 30.94 27.68 24.78
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans NA NA NA NA
Unearned Income and Other Adjustments/ Loans (0.17) (0.16) (0.15) (0.16)
Deposit Composition (%)
Total Deposits($000) 608,436 758,185 757,467 758,718
Deposit Growth (33.19) 30.69 (0.38) 7.75
Transaction Acct Deps/Tot Deps 54.50 58.77 53.69 57.40
Savings Acct Deps/Tot Deposits 0.95 0.58 0.51 0.52
Money Mkt Deps/Tot Deposits 36.66 34.05 39.37 37.07
MMDA & Savings/Total Deposits 37.60 34.62 39.88 37.60
Retail Time Deps/Tot Deposits 0.31 0.21 0.20 0.19
Jumbo Time Deposits/ Deposits 7.58 6.39 6.23 4.82
Tot Time Deposits/Tot Deposits 7.89 6.61 6.43 5.01
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 92.11 93.39 93.57 94.99
Core Deposits/Total Deposits 92.42 93.61 93.77 95.18
Noninterest-bearing Deposits/ Deposits 38.30 44.47 39.39 42.09
Interest-bearing Deposits/ Deposits 61.70 55.53 60.61 57.91
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.